Best investment plans in 2012
To opt for the right investment plan is the prerequisite for any successful investment. Although to make an investment choice in the current fluctuating market is a hard nut to crack but still one can make healthy investments through some intelligent and smart planning. As the year 2012 has knocked on our door so it has become mandatory to analyse the forthcoming trend of the market this year to make safe and healthy investments.
Most of the people every year plan to have some investments to secure their future but are not sure how to invest money in profitable way to get healthy and secure returns. If you are among the above people then this article is written for you only with the intention of providing you the basic analysis of the market in the year 2012.
The major problem which is faced by every investor is the fluctuating trend of the market; the plans which are boasting for higher returns at present may change their policy in the near future under the influence of market.
Now come to the core of the article and let us have a look on some common options for this year with some analytical watch on every aspect of the same.Best investment in shares, stocks and equities in 2012
There is a common rule for the investments in the equities is that cut in the interest rates is always in the favour of success of the equities. So it will be beneficial to make some investments in the equities this year. According to an estimate, the investments in the equities are unlikely to go wrong for at least 5-7 years. Experts have already claimed that investments in the equities will definitely stage a prominent comeback in the latter half of this year. So if you ask me about my opinion then for sure you should invest in the equities this year.Investment in infrastructure bonds in 2012
Year 2011 has seen record numbers of investments in the fixed income plans due to increased interest rates by the reserve bank of India. But as RBI is planning for cutting down the interest rates in the year 2012 so this year can be seen as the year of long term investment in fixed income plans. This is also supported by the experts that in the year 2012 there will be huge benefit in the bond funds.Investment in gold in 2012
Gold has ruled the market from last 10 years but it is expected that this year the shine of gold may decrease dramatically. This yellow metal has given a return of 20 percent in the last four years but this year there will be not the same game as in the earlier years. So if you are planning to put your money in the gold this year then I will suggest you to seriously rethink on your plans. Investment in monthly income plans in 2012
With long term bond funds likely to strengthen its market and equity market is ready to make a strong come back this year, an investor can also opt for certain hybrid schemes, especially the monthly income plans (MIPs). MIPs offer the best benefits from both the equity and fixed income from the bond funds and that is too with much needed stability. So in my view it's a better option to invest in the MIPs this year.
Conclusion-
This article is just written to provide you the basic detail of the expected market trend this year. Investors are advised to first have thorough knowledge of the market and to go through all the terms and conditions of various investment plans before making plans for investments.