Muthoot gold loan features, benefits, how to apply for loan


Muthoot Pappachan Group is one of the leading Indian companies. Gold loan of muthoot provides you loan in just 3 minutes. Have a glimpse at Muthoot Fincorp gold loan features and advantages.

Muthoot Pappachan Group has presented a gold loan of its kind. It works like a personal loan with the only difference that you have to pledge you gold to get loan whereas you don't need to pledge anything to get personal loan. In other words, you can say that it provides you the facility of personal loan and gives benefit of gold loan. This means that you can repay it in easy installments. Not only this, this is the only loan through which you can get maximum value of your gold via a transparent, quicker and faster process.



Muthoot smart plus gold loan features and benefits


a.) It works like personal loan.

b.) It can be repaid in easy EMIs like in case of personal loan.

c.) Muthoot smart plus gold loan is approved in just 3 minutes.

d.) You get the maximum value of your gold. Loan of up to 90% of the taken of the gold value can be granted.

e.) No security cheque or advance EMI is demanded.

f.) You are free to choose any term period out of 6, 12, 18, 24, 30 or 36 months according to your convenience.

g.) Loan can be repaid before the time period without paying any foreclosure charge. Interest on loan will also be calculated according to normal gold loan scheme.

h.) Installments can be repaid at any branch of the company.

i.) You can get back a part of your gold on paying a part of the loan.

j.) You can also make payment of amount exceeding EMI.

k.) 2% exemption is provided if you repay the loan at time. This exemption is paid at the end of loan term.

l.) EMI received is distributed in such a way so that maximum amount can be used to pay back actual amount per month.

m.) Any amount received exceeding the payable EMI is considered as part payment.



n.) Annual interest rate is 13.47% (subject to modification)

o.) Minimum paper work

How to get Muthoot gold loan


Call 1800 102 1616 or just SMS Easy gold to 56161 or log in to:
Muthoot smart plus gold loan


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