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  • Category: Best Investment Options
    Points:4

    Where to invest money in 2012?

    Many people have thought in mind in the year of 2012 where will they invest their money for safe and better return?
    The answer is very simple,this year India will perform better than last year.
    Investor can invest their money in Equity market, commodity market ( Gold or silver) or reality sector.

    All sectors will out perform this year and will give good return with in first half of year but always try to book profit when ever you make money from your investment.
  • #1639

    Points:1
    Hi Soubhagya
    Considering the market scenario from 2007 - 08, on what grounds can you say that the market would bloom in this year?

  • #1640

    Points:2
    Hi,
    As per the experts, FII are pouring lot of investments into India, They try to move the nifty to 5400 levels and then they start selling suddenly. But, one need to be very cautious in the markets in year 2012, else their pockets will become empty in 2012.

  • #1644

    Points:1
    Dear Apurva in the year of 2007-2008 just remember what events happened?
    Reliance power IPO was subscribed 11 times and they did not able to manage that fund properly.
    This is a domestic cause.
    Then The International effect came when The LEHMAN Brother's bank collapsed by announcing bankrupt ( ICICI bank and STATE BANK OF INDIA) had a huge investment there.

    All those are the reason for falling the market during that period.
    Again in coming year of 2009 SATYAM scam come.

    And in 2012-13 Many new investments are coming to India and main thing is election is ahead so think smart.

  • #1645

    Points:1
    I will prefer investment in gold as it is showing a fine graph in past 10 years.
    Regards,
    Namita Terse

  • #1646

    Points:1
    Dear Namita Gold will be falling in coming week.
    So instead of buying right now wait for a week you can get it 1000 point below from market price of 28000.
    That will be more safe and profitable trade for you.

  • #1647

    Points:1
    Dear Mr.Das,

    Thanks for the suggestion.

    Any views on silver?
    Regards,
    Namita Terse

  • #1649

    Points:1
    Dear Namita as we know Precious metal Like Gold and silver always should be bought on every dip as their price will always stay on upside but in current market situation Silver has chances to fall upto 55000 current market price is 56100.

    So if you want to invest at current market you should invest 20% of your capital (which you have kept to buy for silver) and keep rest money to buy at 55000 level, If it does not fall from here then again buy above 57000 which will go upto 62000 in near 3-4 month.

  • #1656

    Points:2
    I think investing in Real Estate and Share Market is good option. As per my observation I found that investing money in growing city's real estate is nice option. The returns after year is awesome and unbelievable.
    With Best Regards,
    Vilas

  • #1685

    Points:5
    Mutual Fund – A group of people pools the money and gives it to get it managed professionally. The investment avenue offers cost efficiency, professional management, Risk – diversion, Good regularity body. Mutual investment allows investor to start with minimum of Rs. 500. Like Direct Equities, NRI can also invest into mutual fund, it requires a bank account in India & KYC (Know Your Client) to invest in Indian mutual funds, mutual fund investment also offers option of repatriation of non- repatriation
    Commodities – commodities has emerged as one the asset class in recent time. Government has allowed investment into listed commodities. Commodity trading is in its nascent stage in India. Currently, commodity trading is available in bullions, base metals and Agri commodities. Investor needs to open and account with the broker to trade in a commodity market. Commodity market is very risky. Investor with sound knowledge should only invest in commodities. As of now, NRIs are not allowed to trade in commodity market in India.
    Taxation – Taxation kills the real returns of investment, investor should always look at the tax treatment of any investment before investing into it. E.g. an investment into fix deposit at 9% by an investor who fall under 30% tax bracket will yield 6.22% which is equivalent to current inflation rate. Eventually investor is not earning any returns post inflation. Taxation for NRI is a little difficult to understand. NRI should consult an expert before investing, which can eventually help to reap handsome post tax returns.

  • #1686

    Points:5
    Key takeaways before you take investment decision
    Risk Profile – chose the investment option based on your risk profile. E.g. A low risk investor should not invest into equities. He should look for the safe investment option. Risky asset class causes a loss of principal.

    Liquidity – Liquidity is also an important criterion for selection of Investment Avenue. E.g. an investor should not invest into PPF, if the need of money is arising in 3- 4 years time frame. Because PPF has minimum lock in of 5 Years.

    Time Frame – Investment in any of the asset class should be done with specific time horizons. E.g. for short term investment debt mutual fund or Fix deposit could be a good option, where as for long term horizon, real estate and regular investment into equities could be a good option.
    Taxation – Taxation kills the real returns of investment, investor should always look at the tax treatment of any investment before investing into it. E.g. an investment into fix deposit at 9% by an investor who fall under 30% tax bracket will yield 6.22% which is equivalent to current inflation rate. Eventually investor is not earning any returns post inflation. Taxation for NRI is a little difficult to understand. NRI should consult an expert before investing, which can eventually help to reap handsome post tax returns.


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